Product Owner

Shape Credit Risk solutions that drive meaningful business outcomes

We are looking for an experienced Product Owner to lead the development of Credit Risk solutions and initiatives at Bigbank.

In this role, you'll connect business needs, regulatory requirements and technology, taking ownership from initial idea and priorities through implementation to measurable business outcomes.

Join us to build the best universal bank!

Bigbank is an Estonian bank with a strong international presence, operating across nine markets. We are expanding beyond lending into everyday banking, with the ambition to become a leading universal bank in our region.

As our business grows, so does the importance of building reliable, scalable and future-ready solutions behind our banking services. Credit risk plays a critical role in this journey - helping us make informed decisions, manage risks responsibly and support sustainable growth.

How you'll make an impact

  • Own the product roadmap, backlog and delivery priorities, aligning them with business objectives.

  • Translate business and regulatory requirements into practical, scalable solutions.

  • Work closely with business, risk, data and development teams to align priorities and expectations.

  • Lead cross-functional initiatives from requirements and solution design through implementation.

  • Drive product decisions, stakeholder alignment and delivery outcomes.

  • Ensure delivered solutions meet business needs and create measurable value.

What we hope you'll bring

  • Proven experience as a Product Owner, System Analyst or in a similar role.

  • Experience working with Agile software development teams.

  • Strong analytical, problem-solving and stakeholder management skills.

  • Good understanding of systems, data flows, integrations and SQL.

  • Ability to lead complex, cross-functional initiatives and drive decisions forward.

  • Experience in Credit Risk, IFRS 9/ECL or regulatory projects is an advantage.

What we offer

  • Meaningful ownership of strategically important Credit Risk solutions, from product priorities to delivery outcomes.

  • Direct impact on how the bank manages risk and develops its systems.

  • Professional growth through complex, cross-functional challenges and opportunities to broaden your expertise.

  • Collaboration with experienced professionals across business, risk, data and technology.

Our value proposition

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Family-Friendly Culture

We believe a successful career and fulfilling personal life go hand in hand. That's why we offer the flexibility and support you need to thrive in both.

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Health & Wellbeing

We support your physical and mental wellbeing because we believe the best results come from people who feel their best.

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Leadership & Growth

We create opportunities for learning, development, and career growth. With supportive leadership and continuous learning, you can reach your full potential and grow with Bigbank.

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Sounds interesting? Apply now!

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Need more information?

Our HR Partner will answer your questions

signe.virolainen@bigbank.ee

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